If you are on stock suspension with 31's, I am afraid you would be hanging up left and right at Tellico. At Aetna, you could get around, but there are several places you would be challenged as well. I suggest atleast a budget boost for anywhere we ride. Sorry, just being honest.
As far as inspections, we do not have an inspection, but when the time comes that you need a piece of required equipment and you don't have it, it will be hard on you. While we strive to help anyone along, those who chose not to gather the equipment that we all ride with could potentially end up having a horrible time.