Morning Coffee

[kvom]

The Trinity Study assumed 30 year retirement invested in S&P 500 with 3% withdrawal rate for a 99% chance of your money surviving you based on historical patterns of inflation and stock market returns.  The 3% was adjusted according to the current value of the portfolio.  The earlier one retires, the longer the time in retirement and the more assets needed. 

If one is interested in moving to a foreign country, your retirement money can go further if you adopt a lower cost lifestyle.  But the same can be done in the US by moving to a lower cost state or city.

Those of you interested in the topic might want to join /r/financialindependence on reddit.  There are also related concepts of leanFIRE and fatFire based on net worth at retirement.

[DOUG]

Interesting data in this doc:

[Raisinhead]

John Haynes passed away today. Founder of Haynes Repair Manuals.

https://www.powernationtv.com/post/founder-of-the-haynes-repair-manuals-john-haynes-passes-away-at-80

[BigPrince]

your retirement money can go further if you adopt a lower cost lifestyle.  But the same can be done in the US by moving to a lower cost state or city.

Fly over state Missouri it is then.

[clark123456]

your retirement money can go further if you adopt a lower cost lifestyle.  But the same can be done in the US by moving to a lower cost state or city.

Fly over state Missouri it is then.

Pronounced /ˈmiz(ə)rē/

[BigMike]

John Haynes passed away today. Founder of Haynes Repair Manuals.

https://www.powernationtv.com/post/founder-of-the-haynes-repair-manuals-john-haynes-passes-away-at-80

Probably owned 10-15 of those in the past.  The first thing I’d buy after acquiring a used car.  The first one I bought was for an MGB.  His manuals were better than Chiltons.

[lt99ls1]

Having the flu sucks.

[BigMike]

https://www.wjhl.com/local/sheriff-calls-bystander-with-a-gun-carry-permit-a-hero/1779061527?fbclid=IwAR3aKN-NNN8rN5j3sp3mOzI1x45TNif_Xid3IGGKPZdF5-uoAkl_VvSNa4A

[clark123456]

Leave it to Ford to save relationships:  Ford lane assist for the bed

https://www.google.com/amp/s/www.theverge.com/platform/amp/2019/2/13/18223829/ford-lane-keeping-bed-mattress-couples

[tcdawg]

Having the flu sucks.

for sure.  get well soon.

[j3ff3ry_j33p]

Having the flu sucks.

yes, and feel well / get-over it soon.

I recalled this morning that having the flu sucks . However, the only way that can possibly become worse is if you can say," my wife having the flu TOTALLY sucks..."

( fluids and rest-up, gws)

[lt99ls1]

Having the flu sucks.

yes, and feel well / get-over it soon.

I recalled this morning that having the flu sucks . However, the only way that can possibly become worse is if you can say," my wife having the flu TOTALLY sucks..."

( fluids and rest-up, gws)

We both have it. Just hoping that we are cleaning everything well enough that the 17 year old doesn't get it too.

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