Very nice.
Unrelated to houses, we locked in a lower rate and will be refinancing for the second time this year, now @ 2.375% for 15. I cant believe it's this low
With what bank? Were the fees bad?
I have 5 years left, paying at a 10 year payment plan but have a 15 year mortgage. Why 15 year if I pay at a 10 year level, rate was cheaper at 15 then 10.
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It's also not bad to have the mandatory payment lower in case of unexpected events with jobs or health. The amount of extra interest for a longer note, while I accelerated payments, was worth it...just in case.
Congrats...in 5 years y'all will be free. You'll probably even beat that date as you get closer to it.
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