Glad she is OK... we've been down this road, do not accept any offer of settlement... get checked out, give it a few days, a week, make sure she is fine.
Insurance actually doesn't want to deal directly with you if there is any medical claim. i tried and they told me to get an atty, maybe because she was a minor.
Sign up with an atty, we can recommend one, Bobby would you recommend him too? Then the doctors hang a ticket that their insurance pays, most insurance has an account that swiftly pays med up to $10k.