Being self sufficient and knowing a few other trades doesn't hurt either. If I had to I would get a job in construction or whatever I had to do to keep the lights on
I really dont have any bills, I buy my shit with cash
the little bit of stuff I have anyways ;D
Another thing that will give us peace of mind is our 401k can help us in an emergency, it can make your mortgage payment if you have to use it for that. Thats one thing that makes me wonder about all the home foreclosures right now, those people didn't have any savings they could use to get them by?
I know using your retirement is a bad idea, but ya gotta do what ya gotta do